| Effective as of |
| Account Service Charges |
| Check Printing |
| • Price of Standard Checks |
No Fee |
| • Starter Checks |
No Fee |
| • Additional Charges for Other Styles |
Varies by style |
| Direct Deposit |
No Fee |
| Photocopy of Check |
1st 6 free/thereafter USD 3.00 per copy |
Copy of Statement of Account
(more than 6 months old) |
USD 2.00 |
| Insufficient Funds (NSF) |
| • UNFCU Check |
USD 25.00 |
| • Check/Pre-Authorized Payment |
USD 25.00 |
| Returned Deposit Items |
| • U.S. |
USD 10.00 |
| • Non-U.S. |
As incurred by UNFCU |
| Stop Payment of a Check |
USD 10.00 |
| Transmatic Overdraft Protection |
USD 5.00 |
| Collected Items |
USD 25.00 |
| ChequeMate™ Debit Card Overdraft |
USD 0.00 |
Savings Account:
Below USD 50.00 Minimum Balance |
USD 5.00/month |
| Money Market Account: Below USD 2,500.00 Minimum Average Daily Balance |
USD 7.50/month |
| ACH Return Fee |
USD 20.00 |
| ACH Stop Payment |
USD 15.00 |
| Paper Statement Fee* |
USD 2.00/month |
| * Applicable for Internet Banking users not enrolled in eStatements. |
| |
| Additional Financial Services |
| American Express Travelers Cheque |
No Fee |
| American Express Gift Cheque |
USD 2.00 |
| Counter Check |
USD 1.00 |
| Money Order |
USD 2.00 |
| Official (Bank) Check |
No Fee |
| |
| UNFCU ATM Fees |
| ATM/Bancomat Card Replacement |
USD 5.00 |
| ATM/BAncomat Card Instant Issue Replacement |
USD 10.00 |
| Over 8 Withdrawals per month (Domestic) |
USD 1.00/withdrawal |
| Over 8 Withdrawals per month (International) |
USD 3.00/withdrawal |
| Over 3 Balance Inquiries per month (Domestic) |
USD 0.50/inquiry |
| Over 3 Balance Inquiries per month (International) |
USD 1.00/inquiry |
| MasterCard Currency Settlement (w/o currency conversion) |
0.8% |
| MasterCard Currency Settlement (with currency conversion) |
1.0% |
| Nairobi ATM Surcharge |
| • UNFCU card |
USD 2.00 |
| • Non-UNFCU card |
USD 5.00 |
| |
| Share Certificate Early Withdrawal Penalty |
| For a term of: |
| • Under 1 Year |
Up to 90-day dividend forfeiture |
| • 1 Year and Over |
Up to 180-day dividend forfeiture |
| |
| Wire Transfer |
| Incoming Wire Transfer |
No Fee |
| Domestic (U.S.) Wire Fee (eWires and Standing Order) |
USD 15.00 |
| Domestic (U.S.) Wire Fee (Branch) |
USD 35.00 |
| Domestic (U.S.) Wire Fee Off Peak Standing Order* |
USD 10.00 |
| International Wire Fee (eWires and Standing Order) |
USD 25.00 |
| International Wire Fee (Branch) |
USD 35.00 |
| International Wire Fee Off Peak Standing Order* |
USD 20.00 |
| Foreign Exchange Wire Fee (eWires and Standing Order) |
USD 30.00 |
| Foreign Exchange Wire Fee (Branch) |
USD 35.00 |
* For a standing order scheduled for execution on the 5th, 10th, 20th, or 25th of the month.
A standing order is a recurring wire transfer sent to a pre-defined beneficiary for a pre-defined amount and pre-defined date. The frequency of this wire transfer may be weekly (by day of week), bi-monthly, monthly, quarterly, bi-annually or annually. A standing order is managed by UNFCU Wire Transfer Services on the member’s behalf and is administered solely through a Standing Order Request. Standing Order Request: Please contact a Member Service Representative at +1 347-686-6000, via our toll free number, or at email@unfcu.com. Standing orders that cannot be completed on the intended date due to insufficient funds are terminated after the first attempt. The standing order will be processed automatically on the next scheduled date. |
| |
| Bill Pay Fees |
| With Direct Deposit |
No Fee |
| Without Direct Deposit per month |
USD 4.95 |
| Overdraft Fee |
USD 20.00 |
| Stop Payment |
USD 15.00 |
| |
| Legal Fees |
| Notary Public |
No Fee |
| Legal Document Processing Fees (i.e. levies, restraining notices, subpoenas, garnishments, et al.) |
USD 25.00 |
| Consular/ Balance Letter |
USD 5.00 |
| |
| Research/Investigation Fees |
| Per hour |
USD 25.00 |
| • (USD 5.00 minimum charge) plus all additional pass-through expenses |
| Document Retrieval Fee |
USD 50.00 |
| |
| Express Delivery of Visa Credit Card, ATM Card, & Chequemate™ Debit Card and PIN mailers and other non-card items |
| Express Courier – U.S. |
USD 15.00 |
| Express Courier – Outside U.S. |
USD 50.00+
(or as incurred by UNFCU) |
| Fees and service changes are in US dollars. Rates, fees & charges are subject to change without prior notice. |