Required documents for a Uganda mortgage

To purchase a new home

• Proof of income 
  • UN employees: Employment contract and two most recent pay statements 
  • UN retirees: Pension statement or verification of direct deposit 
  • Co-borrowers: Verification of employment reflecting at least two years of employment, and two months of pay statements 
• Bank statements for all accounts, including those held outside of UNFCU, over the last six months 
• Copy of the title/deed for the property being purchased/refinanced with an unexpired lease term not less than the loan term 
• Evidence of down payment made, or bank statement covering the amount 
• Copy of the fully executed contract of sale, witnessed by an advocate 
• Completed Affidavit of Occupancy 
• Copy of national identification card or passport 
• Tax identification number (TIN) 
• Consent letters and lease rental receipts (if land is on leasehold) 
• Completed and signed Uganda mortgage application 

To refinance an existing home

• Proof of income 
  • UN employees: Employment contract and two most recent pay statements 
  • UN retirees: Pension statement or verification of direct deposit 
  • Co-borrowers: Verification of employment reflecting at least two years of employment, and two months of pay statements 
• Bank statements for all accounts, including those held outside of UNFCU, over the last six months 
• Copy of the title/deed for the property being purchased/refinanced with an unexpired lease term not less than the loan term 
• Mortgage payoff letter 
• Completed Affidavit of Occupancy 
• Copy of national identification card or passport 
• Tax identification number (TIN) 
• Consent letters and lease rental receipts (if land is on leasehold) 
• Completed and signed Uganda mortgage application