Use a line of credit

With a line of credit, you can use the full amount available to you or just a portion. The amount you use is a credit line advance. You only pay interest on this amount.   

Each time you repay any of the advanced amount, also known as principal, you replenish the total amount from which you can borrow. 

UNFCU credit line accounts include our line of credit and our home equity line of credit (HELOC). You can access the funds from your line of credit in Digital Banking, by writing a check, or taking an advance at a teller window.