Stay Secure: Be cautious of text messages and phone calls claiming to be from UNFCU reporting fraud on your accounts. Contact us directly to verify.
Individual holding a coffee cup outdoors.
Member Loyalty Rewards

Make every day rewarding

Enjoy extra dividends and fee rebates every month you bank with us

On this page:

As a financial cooperative, we invest our profits into best serving our members. Member Loyalty Rewards are just one of the ways we keep our promise of serving you better. Explore the monthly benefits of each Member Loyalty Rewards level.1

Calculate your dividends at the Silver level

$0.00
1%
$0.00

Calculate your dividends at the Gold level

$0.00
2%
$0.00

Calculate your dividends at the Platinum level

$0.00
4%
$0.00

Calculate your dividends at the Diamond level

$0.00
8%
$0.00

How to qualify

Watch your rewards grow as you meet the Member Loyalty Rewards monthly qualification requirements.2

Level Silver Gold Platinum Diamond
Digital Banking enrollment Required Required Required Required
Minimum deposit balance3 $2,500 $2,500 $2,500 $2,500
Minimum overall balance3 $50,000 $250,000 $250,000
Length of membership
20 years or more

 

Top Member Loyalty Rewards FAQs

No, you do not need to enroll in Member Loyalty Rewards. Your rewards will be applied to your account automatically each month based on your qualifications.

All members in good standing who are not subject to account restrictions are eligible for Member Loyalty Rewards if they meet the qualifications. The Diamond level requires 20 years or more of UNFCU membership.

Member Loyalty Rewards are dividends and fee rebates you can earn based on your combined deposit and loan balances. You must also be enrolled in Digital Banking to qualify. Member Loyalty Rewards are automatically credited to your account each month you qualify.  

Credit card rewards are points you earn for every $1.00 spent using your UNFCU credit card. You can redeem your points for cash, gift cards, and travel.

Resources to help you get started

Visit the Help Center
UNFCU Membership

Apply for UNFCU membership

Digital Banking Setup

Enroll in Digital Banking

Savings & Spending Accounts

Open a share certificate

UNFCU Membership

View your Member Loyalty Rewards level

Explore the benefits of UNFCU membership

Learn more about how we are serving the people who serve the world®.