Secure. Fast. Low fees.
Send money to the people you trust and make payments with ease using Digital Banking. Have peace of mind knowing that your money transfer is delivered securely and reliably. We offer a variety of transfer services to best serve your needs.
Multi-currency transfers
Wires
Transfer money to your trusted contacts around the globe with no hidden fees.
Mobile money
Send local currency to family and friends in select countries at low cost.
Foreign currency1
Easily set up IDs to transfer euros (EUR) and/or pounds sterling (GBP) to your UNFCU account without any UNFCU fees.
USD transfers
Wires
Transfer money to your trusted contacts around the globe with no hidden fees.
ACH
Transfer money to contacts and businesses with US accounts for free.2
Zelle®
Quickly send money to contacts you trust who have an account at a US financial institution.
External
Move money for free between accounts you own in the US.
To another UNFCU member
Transfer money to another UNFCU member for free.
Between your UNFCU accounts
Move money between your UNFCU savings and checking accounts.
Choose the right transfer for you
Available for wire transfers |
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Maximum amount per transfer |
Available for wire transfers $1,000,000 |
UNFCU fees |
Available for wire transfers You will view an estimated fee before finalizing your transfer |
Delivery time (US) |
Available for wire transfers Within one business day3 |
Delivery time (outside the US) |
Available for wire transfers Subject to intermediary and recipient banks' requirements and conditions3 |
Currency |
Available for wire transfers Multiple currencies |
Transfer globally |
Available for wire transfers |
Send from |
Available for wire transfers UNFCU checking and savings |
Available for ACH transfers |
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Maximum amount per transfer |
Available for ACH transfers $25,000 |
UNFCU fees |
Available for ACH transfers $02 |
Delivery time |
Available for ACH transfers One to three business days2 |
Currency |
Available for ACH transfers USD only |
Transfer globally |
Available for ACH transfers US only |
Send from |
Available for ACH transfers UNFCU checking only |
Available for Zelle® transfers |
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Maximum amount per transfer |
Available for Zelle® transfers $750 |
UNFCU fees |
Available for Zelle® transfers $0 |
Delivery time |
Available for Zelle® transfers Minutes4 |
Currency |
Available for Zelle® transfers USD only |
Transfer globally |
Available for Zelle® transfers US only |
Send from |
Available for Zelle® transfers UNFCU checking only |
Available for mobile money transfers |
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Maximum amount per transfer |
Available for mobile money transfers Varies by country and mobile money carrier |
UNFCU fees |
Available for mobile money transfers $1–$4 |
Delivery time |
Available for mobile money transfers Within one business day3 |
Currency |
Available for mobile money transfers Multiple currencies |
Transfer globally |
Available for mobile money transfers |
Send from |
Available for mobile money transfers UNFCU checking and savings |
Available for foreign currency transfers |
|
---|---|
Maximum amount per transfer |
Available for foreign currency transfers $1,000,000 |
UNFCU fees |
Available for foreign currency transfers $0 |
Delivery time |
Available for foreign currency transfers Within one business day3 |
Currency |
Available for foreign currency transfers EUR and/or GBP to USD only |
Transfer globally |
Available for foreign currency transfers
|
Deposit to |
Available for foreign currency transfers UNFCU checking and savings |
Available for external transfers |
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Maximum amount per transfer |
Available for external transfers $25,0005 |
UNFCU fees |
Available for external transfers $0 |
Delivery time |
Available for external transfers One to three business days6 |
Currency |
Available for external transfers USD only |
Transfer globally |
Available for external transfers US only |
Send from |
Available for external transfers Non-UNFCU or UNFCU checking and savings |
Top transfers FAQs
UNFCU does not have a SWIFT code because UNFCU is not directly connected to the SWIFT network. UNFCU’s registered BIC is UNUNUS31. This code can be used for identification purposes only. Payments with only a BIC will not be delivered to UNFCU.
UNFCU does not charge for money you receive via incoming wire transfers. UNFCU’s ABA number and your account number must be included for UNFCU to receive the transfer.
ACH transfers are free when initiated on Digital Banking but are only payable in US dollars to financial institutions in the United States. Wire transfers offer more flexibility for a fee. Compare transfers to learn more.
You can schedule transfers up to one year in advance.
In order to use Zelle®, the sender and recipient’s credit union or bank accounts need to be based in the US (does not include US territories).
All incoming wire transfers are converted to USD before reaching UNFCU, and ultimately a member's account.
More resources to help you transfer money
Video: Transferring money globally
Video: Transferring money to US accounts for free
Cancel a recurring ACH or wire transfer
Initiate an investigation
Have questions?
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