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Help & Guidance

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Home Ownership: Within the US

Achieve your US home goals

Flexible options for US homebuyers & homeowners

Buy or refinance a home in the US, or use the equity in your existing US home to finance nearly any project. Our mortgage team is here to help qualified members, including G-4 visa holders and members with little to no US credit history. 

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US mortgages

Rely on professional guidance when buying or refinancing a house, condo, or co-op.

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Home equity loans

Tap into the equity in your US home to pay for renovations, education costs, and more.

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Contact our US mortgage team

Our team of mortgage representatives are experts in helping qualified members buy, refinance, or leverage the equity in US homes.

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    Call

    Dial +1 212-338-0290 from all regions or view all our toll-free numbers.

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    Email us

    Reach our team at email@unfcu.com.

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    Visit in person

    View hours for our locations in New York, Washington, DC, and Virginia.

Resources to help you get started

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Financial Wellness

US homes: Rent or buy?

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US Mortgages

Mortgage loan calculator

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Financial Wellness

Fixed rate & adjustable rate mortgages

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US Mortgages

Applying for a US mortgage FAQs

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Visit the Help Center

Disclaimer: Housing counseling agencies approved by the US Department of Housing and Urban Development (HUD) can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost. If you are interested in contacting a HUD-approved housing counseling agency in your area, you can visit the Consumer Financial Protection Bureau’s (CFPB) website and enter your zip code. You can also access HUD’s housing counseling agency website. For additional assistance with locating a housing counseling agency, call the CFPB at 1-855-411-CFPB (2372).